Photo of A. Kate Margolis

Kate Margolis provides insurance coverage advice for policyholders. She knows that insurance coverage is essential to the long-term viability of any business. Kate helps policyholders preserve coverage both before and after a claim arises. She advises regarding terms and conditions and potential gaps in coverage when clients are evaluating their insurance programs.  For example, cyber insurance has fast become a crucial part of any insurance program. Kate recently co-authored the Guide to Cyber Insurance: Building a Program, Procuring Coverage, Managing Claims and Litigating Disputes, published by RIMS, the Risk Management SocietyTM.

When coverage disputes do arise, Kate is committed to cost-effective and creative solutions to achieve a satisfactory business resolution if possible and unrelenting advocacy when litigation is warranted. Kate has helped clients navigate roadblocks to coverage for nearly 20 years.

Ransomware attacks that shut business down to zero and data breaches that disclose the personal information of customers, vendors and employees justifiably strike fear in the hearts of executives everywhere. Organizations can suffer the reputational and financial consequences of these events for years to come. Due diligence in the current regulatory environment requires a plan

Criminal cyber attacks that deprive access to vital digital information and hold it for ransom are a constant and ever-increasing threat. No organization is immune. 

Due to the exponential rise in ransomware attacks, cyber insurance coverage for ransom payments – one of the tools for mitigating cyber risk – now requires steeper premiums for much

3 Cyber Insurance Steps Critical to Cyber-Risk ManagementCyber-related privacy and security risks continue to evolve like the hydra from Greek mythology. Once one threat has been addressed, two new threats seem to appear. Even the most well-prepared among us must remain vigilant in the war to maintain data security. And any business – no matter how large or small – needs a