As of yesterday, any new Freddie Mac mortgage funded will need to comply with state Address Confidentiality Program (ACP) requirements. ACPs are state-sponsored programs designed to protect victims of crimes such as domestic abuse, sexual assault, stalking, or human trafficking from further harm. Recently ACPs have been extended to other individuals, such as healthcare workers
Leah Campbell is a senior attorney in the Banking and Financial Services Practice Group. Leah has significant experience representing financial services and insurance company clients in both federal and state courts, as well as before state regulators. She has advised national mortgage servicers on FDCPA claims, loan finance companies on UDAAP claims, and banks on OFAC- related issues.
In addition, Leah has provided intellectual property guidance in M&A and corporate structuring matters and advised on GDPR implementation and cross-border encryption issues.
Back in March we wrote about Address Confidentiality Programs (ACPs) as the “high stakes compliance risk you probably haven’t heard of.” These state-sponsored programs were traditionally designed to protect victims of crimes such as domestic abuse, sexual assault, stalking, or human trafficking from perpetrators who seek to find and harm their victims. Since that first…